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GI Bill Flight Training: Your Ultimate Guide to Flight Training!

  • Writer: Jonathan Barrientos
    Jonathan Barrientos
  • May 26
  • 7 min read

Dreaming of becoming a pilot? Your military service might just be the key to unlocking the cockpit! Many veterans don't realize that their hard-earned GI Bill benefits can be used for flight training. This guide will help you navigate the process and take to the skies.


Table of Contents


Your GI Bill: More Than Just College

You served your country, and now it's time for your benefits to serve you. The GI Bill is an amazing program that helps veterans and service members pay for education and training. While many think of traditional college, your GI Bill can also open doors to exciting vocational training, including learning to fly!


What's the Deal with Flight Training Benefits?

So, how does this actually work for flight training? The specifics can depend on which GI Bill program you're using.


Post-9/11 GI Bill (Chapter 33)

This is often the most generous option.

  • Covers: Can pay for flight training, up to an annual limit. This limit changes, so always check the VA's current rates.

  • Where: You generally need to attend a flight training program at an Institution of Higher Learning (IHL) that offers a degree leading to a career in aviation. Think of a college with an aviation program.

  • What it pays: It can cover tuition and fees. You might also get a housing allowance and money for books and supplies if you're enrolled at least half-time.


Many veterans online mention that using the Post-9/11 GI Bill for a degree program that includes flight training is a great way to maximize the benefit.


Montgomery GI Bill (MGIB-AD, Chapter 30)

The Montgomery GI Bill works a bit differently for flight training.

  • Covers: It can reimburse you for a portion of your flight training costs. Currently, it's typically 60% of the approved charges.

  • Where: Can be used for vocational flight training programs. This gives you more flexibility in choosing flight schools that aren't part of a degree program.

  • Important Note: You'll usually pay the flight school upfront and then the VA will reimburse you. This is a key difference from the Post-9/11 GI Bill.


You can get your test fees reimbursed under the Licensing and certification tests and prep courses:

Fill out the Form 22-0803 and upload it to the QuickSubmit link. 

You will have to have the cost and receipt for your FAA test, the Plane rental, and the License showing that you passed. It is best to submit for your FAA test and your Practical test separately. Make sure you get a receipt from the DPE before he leaves or you’ll never hear from him again.


For example: 

PPL written test is one submission.

PPL oral exam fee, and plane rental on a separate submission. 


Are You Eligible? The Quick Checklist

Eligibility can vary, but here are some general pointers:

  • Service Requirements: You need to meet the basic service requirements for the GI Bill program you're applying under.

  • Type of Discharge: Generally, you need an honorable discharge.

  • Valid Medical Certificate: You'll need an FAA medical certificate appropriate for the type of license you're seeking.

  • Private Pilot Certificate (for advanced ratings): If you're going for advanced ratings (like Commercial, Instrument, or Multi-Engine), the VA usually requires you to already have your Private Pilot Certificate and the medical certificate. You'll typically have to pay for the Private Pilot Certificate out-of-pocket or with other funding. This is a very common point of discussion and sometimes frustration in online forums.

Always check the official VA website (VA.gov) for the most current and detailed eligibility criteria.


What Kind of Flight Training is Covered?

The VA will help pay for flight training that leads to a specific pilot certificate or rating. This includes:

  • Rotary wing (helicopter)

  • Fixed wing (airplane)

  • Instrument Rating

  • Commercial Pilot License

  • Airline Transport Pilot (ATP) Certificate

  • Flight Instructor Certificate

  • Multi-Engine Rating


    They generally do not cover the initial Private Pilot License if you're only doing vocational flight training (not part of a degree program). However, if your Private Pilot training is part of an approved degree program at a college or university, it might be covered. This is a crucial distinction many veterans discuss online. PPL can cost between $17,000 and $21,000 out-of-pocket.


Finding the Right Flight School

This is a big step! You need a school that is VA-approved.

  • Use the GI Bill Comparison Tool: This online tool helps compare benefits by school and explore approved programs.

  • Degree vs. Vocational:

  • If using the Post-9/11 GI Bill for maximum benefit, look for Institutions of Higher Learning (colleges/universities) with aviation degree programs.

  • If using MGIB or just doing vocational training, you have more options, but ensure the specific program is VA-approved.

  • Visit Schools: Talk to instructors, look at their aircraft, and get a feel for the place. Ask them about their experience with GI Bill students.


Part 141 vs. Part 61 Schools: Why the VA Prefers Structure

Flight schools in the U.S. operate under two main sets of FAA regulations: Part 141 and Part 61.

  • Part 141 schools follow an FAA-approved, structured training curriculum with specific flight and ground lesson plans, stage checks to measure progress, and often have lower minimum flight hour requirements for pilot certificates.  

  • Part 61 training is more flexible, allowing instructors to tailor the training to an individual student's pace and needs. It generally has higher FAA minimum flight hour requirements for certificates.


Crucially for veterans, GI Bill benefits can generally only be used at FAA Part 141 approved flight schools. Part 61 schools are typically not eligible for GI Bill funding. The VA's preference for Part 141 likely stems from the structured, FAA-approved syllabi and regular oversight inherent in these programs. This provides a more accountable and standardized training environment when public funds are being used for vocational goals, ensuring a consistent and auditable path to certification.


The Yellow Ribbon Program: Extra Lift for Higher Costs

The Yellow Ribbon Program is a provision of the Post-9/11 GI Bill designed to help cover higher education costs not met by standard GI Bill payments. It is available to veterans (and eligible dependents) entitled to the 100% Post-9/11 GI Bill benefit rate. Active-duty service members may also participate as of August 1, 2022.  


This program allows degree-granting Institutions of Higher Learning (IHLs) in the U.S. to voluntarily enter into an agreement with the VA to fund tuition and fee expenses that exceed the Post-9/11 GI Bill's annual maximum cap for private institutions or the resident tuition and fee coverage for public institutions. The institution contributes a certain amount towards these extra costs, and the VA matches that contribution.  


It's important to note that participation is voluntary for schools. Not all IHLs participate, and those that do may limit the amount of Yellow Ribbon funding per student or the number of students who can receive it. The Yellow Ribbon Program generally applies only to degree-granting IHLs and is not typically available for standalone vocational flight schools. Thus, while powerful, it's a specific tool for particular cost overages at IHLs and doesn't address the annual funding cap issue at vocational flight schools.


How to Apply: Step-by-Step

  1. Apply for Your GI Bill Benefits: If you haven't already, apply online through the VA website (VA.gov) or by mail. You'll receive a Certificate of Eligibility (COE).

  2. Get Your FAA 1st Class Medical Certificate: You'll need this before you can really start.

  3. Obtain Your Private Pilot License (if needed): Remember, this is often an out-of-pocket expense unless it's part of a degree program.

  4. Enroll in a VA-Approved Flight Program: Choose your school and program.

  5. Submit Your COE to the School: The school's certifying official will handle the paperwork with the VA.

  6. Start Flying!


Be prepared for paperwork and processing times. Veterans online often advise staying organized and in close contact with your school's VA certifying official.


What People Are Saying: Real Talk from Vets

Here's a summary of what veterans are discussing online about using the GI Bill for flight training:

  • It's a great opportunity, but requires research: Many are thrilled with the benefit but stress the importance of understanding the rules.

  • The Private Pilot License hurdle: This is a frequent topic. Plan for how you'll fund this if it's not covered.

  • Degree programs can be a good route: Especially for Post-9/11 users, as it often allows for the PPL to be covered and provides a housing allowance.

  • Patience is key: Dealing with VA paperwork and school certification can take time.

  • Flight school choice matters: Go with a reputable, VA-approved school that understands the process.

  • Funding caps: Be aware of the annual flight training cap for the Post-9/11 GI Bill. You might need to supplement if your training costs exceed it.


Maximizing Your Benefits: Tips & Tricks

  • Understand the Caps: Know the annual maximums for the Post-9/11 GI Bill for flight training.

  • Compare GI Bills: If you're eligible for more than one GI Bill, research which one offers the best deal for flight training.

  • Scholarships: Look for aviation scholarships to supplement your GI Bill. Organizations like the AOPA (Aircraft Owners and Pilots Association) and EAA (Experimental Aircraft Association) often have resources.

  • Plan Your Training: Efficient training can save you money and help you stay within VA funding limits.

  • Find Roommates: Sharing living expenses can cut down on your costs and keep money in your pocket.

  • Use a Flight Simulator: Studying before you start can help you, using tools like flight simulators will make your familiar with the inside of the cockpit.


Ready for Takeoff?

Using your GI Bill for flight training is an incredible opportunity. It takes planning and understanding the rules, but the dream of flying is within reach. Do your homework, talk to schools, and connect with other veterans who've been through the process. Share you experience in the comment section below. Let's help each other out with this confusing and murky topic.


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